Marium Murphy, CFP®
Executive Director - Financial Planning | Post Oak Private Wealth Advisors
Marium Murphy, CFP®, is Executive Director of Financial Planning at Post Oak Private Wealth Advisors, where she leads the firm's comprehensive financial planning practice. Her work centers on retirement distribution planning, tax optimization, and portfolio analytics, with a focus on providing clients with technically grounded, deeply personalized guidance across each stage of their financial lives.
Marium works directly with clients to address their financial planning needs, delivering technical analysis across tax implications, portfolio data, and retirement income strategy. Her approach combines rigorous analytical discipline with a genuine commitment to client outcomes, ensuring that every planning recommendation is built on a clear understanding of each client's full financial picture.
Marium holds a Master of Science in Finance and a Bachelor of Business Administration in Finance with a Minor in Management from the University of Houston. She has earned the Certified Financial Planner (CFP®) designation, reflecting her commitment to the highest professional standards in financial planning.
Areas of Expertise
Marium's planning practice is built around the financial decisions that matter most in retirement and the years leading up to it. Her areas of focus include retirement distribution planning and income sustainability analysis, tax-efficient withdrawal sequencing, Roth conversion strategy and timing, Medicare IRMAA planning and management, Social Security optimization, and portfolio analytics across tax-deferred, tax-free, and taxable accounts
Credentials & Education
CFP® - Certified Financial Planner Certified Financial Planner Board of Standards
Master of Science in Finance, University of Houston
Bachelor of Business Administration in Finance, Minor in Management, University of Houston
Published Resources
Tax-Efficient Retirement Income Guide
This guide addresses the financial decisions that most directly determine retirement tax outcomes — withdrawal sequencing, Social Security timing, Roth conversion windows, Medicare IRMAA management, and charitable planning strategies. Prepared for client distribution by Post Oak Private Wealth Advisors.
About Post Oak Private Wealth Advisors
Post Oak Private Wealth Advisors is a Houston-based fiduciary wealth management firm specializing in retirement distribution planning, tax optimization, and investment management for affluent individuals, families, executives, retirees, and business owners. The firm serves clients who need coordinated advice across retirement income, tax strategy, portfolio management, estate considerations, and major financial transitions. Post Oak's fee-only advisory model is designed around clarity, responsiveness, and long-term planning, with no commissions and a fiduciary obligation to act in each client's interest alone.
Let's Talk
If you would like to discuss your financial planning needs with Marium, we welcome the opportunity to connect.
Marium Murphy, CFP® Executive Director - Financial Planning Post Oak Private Wealth Advisors 1200 Smith St., Suite 610 | Houston, Texas 77002 (281) 580-2100
mmurphy@postoakprivatewealth.com / www.postoakprivatewealth.com.
Disclosures
Post Oak Private Wealth Advisors is a registered investment advisor. The content on this page is intended for informational purposes only and does not constitute legal, tax, or investment advice. The Tax-Efficient Retirement Income Guide is an educational resource prepared for general client distribution and should not be construed as personalized financial planning advice. CFP® is a certification mark owned by the Certified Financial Planner Board of Standards, Inc.