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A More Specialized Approach to Managing Wealth

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Our Expertise

Post Oak Private Wealth Advisors is a leading advisory firm based in Houston serving clients throughout the nation.

We are a highly specialized, fiduciary firm with particular expertise in retirement distribution planning, tax optimization and advanced risk managed investing...delivered with uncommon responsiveness and service.

Transparency, Simplicity & Value 

 WEALTH  MANAGEMENT SERVICES



This is the foundation of wealth management. It involves assessing your current financial situation, setting goals, and creating a roadmap to achieve those goals. It considers various aspects covered in the following tabs including Retirement Distribution Planning, Cash Flow Planning, Tax Planning & Optimization, Investment Management and Legacy Planning Our holistic planning process involves a range of services aimed at helping you strategize and prioritize your goals for growing and protecting your wealth, and planning your legacy.



If you’re approaching retirement, you’ll soon be making some complex financial decisions. One of the most significant decisions is how to take distributions of the funds you’ve accumulated.

Our Retirement Planning process is centered around the meticulous analysis of an individual’s retirement asset components, such as a company pension, 401(k) savings plan, company stock options, concentrated stock positions and after-tax savings; to create a plan of action that recommends exactly what steps to take, and when to take them.

You will likely have to make decisions on your retirement distribution before you leave your company, and it’s important that you make the right decision based on the specifics of your retirement plan and your personal circumstances. Otherwise, you risk paying excessive taxes and penalties.



The financial lives of Individuals and Families have grown increasingly complicated. The combinations of pre-tax and after-tax savings, pension choices, company stock, etc., have served our clients well in terms of providing valuable resources for retirement. However, knowing how and when to draw on which assets, and in the most tax-efficient manner is a critical and often overlooked step in the planning process. This is one of our areas of specialization.

The purpose of our innovative Cash Flow and Tax Design is to create an income plan that minimizes taxes, maximizes income and eliminates unnecessary risk. Americans are living longer, often making it necessary to plan for 20-30 years of life beyond working. A lot can happen in that amount of time, so it’s important to prepare for any and all scenarios by factoring in areas such as:



  • Current and projected Expenses
  • Social Security
  • Medicare
  • Relocation plans
  • Health Care Costs
  • Income taxes
  • Investment Strategies
  • Inflation
  • Current holdings such as real estate
  • Major Life events such as marriage and divorce
  • Charitable Giving



It’s not about what you make, it’s about what you keep, and taxes can take a big bite out of your total wealth if left unmanaged. Our approach to taxes is three-fold: tax planning, tax management, and tax preparation. Tax planning is the blueprint to how we save you money on taxes. From there, the next step in building a proactive tax strategy and overseeing your taxes throughout the entire year to reduce your current and lifetime liability. Our associated CPAs prepare your taxes, so you don't have to navigate complex tax law. Our experts take care of it for you. Alternatively, we coordinate with your current tax preparer to make sure your proactive tax planning strategies are properly accounted for in your tax filing.



A properly structured investment portfolio should be an extension of your financial plan, constructed and customized to factor in current and future income needs, risk tolerance, age, time-horizon and tax efficiency.

Every decision we make has at its very core the best interest of our clients and helps you set-up a short and long term strategy that empowers you to achieve your financial goals.  We advocate low cost participation in the market, with a keen eye on risk management.  

The principals at Post Oak have devoted considerable time and resources during the last 30 years towards developing innovative portfolio management solutions that provide investment returns in up markets and protection in down market environments.  We believe the most important factors in determining long-term investment success are the management of downside risk and controlling costs.




You want your loved ones to be protected if you become incapacitated or pass away unexpectedly. Legacy planning services allow you to prepare for the worst-case scenarios, ensuring your assets are preserved, managed, and distributed according to your wishes. 

Preserving your legacy and efficiently passing on your wealth to your loved ones or charity choose is a top priority, especially for those with considerable wealth. This involves organizing and managing your assets to ensure their most tax-efficient transfer to your beneficiaries after your death. We believe estate planning exists to answer three simple questions upon our passing: Where does our money go, who is in charge and what are the rules? Our team works with top estate planning attorneys to help create wills, trusts, and other documents to protect your assets, minimize taxes, and ensure your wishes are carried out.



Read Our Most Recent Market & Economic Commentary


Post Oak - May 2024 Market & Economic Commentary.pdf

About Us


From the very beginning we have served individuals, affluent families, and institutions who want a firm to guide them to and through specialized wealth planning.

Those who choose Post Oak are seeking the advantage of our uncommon expertise. We work with individuals who want unbiased and transparent financial advice provided to them by a fee based fiduciary.  Our clients know and trust our expertise, and that we put their best financial interests ahead of absolutely everything else.

We are honored to often be featured in the media because we have a reputation for financial expertise. However, we are considered a top advisory firm, not because the media trusts us, but because our clients have placed their trust in us, and we continue to earn their trust every day.

We provide our clients with the exact same advice and service we give to our families and closest friends.  Managing your wealth is a task we take very seriously, and we know what it means to you and your family…the fulfillment of your dreams, securing your family’s legacy and creating the retirement you envision.


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Registered Investment Advisor (RIA)


Our independence means your interests are placed above all else. RIA firms are registered with the Securities and Exchange Commission and are subject to the Investment Advisers Act of 1940, making RIAs some of the most highly regulated entities in the financial industry.

RIAs have a fiduciary duty to act in the best interest of their clients and use institutional custodians (like Charles Schwab) to hold and safeguard their clients’ investments. RIAs work with complex portfolios and address unique needs that require a highly customized level of investment expertise.


Unfortunately, not everyone providing financial advice is held to the same standard.  

An investment adviser’s fiduciary duty under the Advisers Act comprises a duty of care and a duty of loyalty. This fiduciary duty requires an adviser “to adopt the [client's] goals, objectives, or ends.”

This means the adviser must, at all times, serve the best interest of its client and not subordinate its client’s interest to its own.

In other words, the investment adviser cannot place its own interests ahead of the interests of its client. This combination of care and loyalty obligations has been characterized as requiring the investment adviser to act in the “best interest” of its client at all times.

- U.S. Securities & Exchange Commission (SEC)

Commission Interpretation Regarding Standard of Conduct for Investment Advisers


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When you call or meet with Post Oak Private Wealth Advisors, first you will notice that you are treated with respect, courtesy and responsiveness. We are rated as one of the nation’s premiere wealth management firms for many reasons, not the least of which is how we treat our clients. The advice we give you is the same we give our family members or take ourselves for our own wealth management.

We use the words “transparency, simplicity and value” because they’re words we believe in. We deliver to you the highest level of expertise wrapped in an easy-to-work-with package.

We stay in touch. We call you. We respond to you quickly. We exist to serve you—and share our passion for wealth management and the exclusive methodologies we’ve developed and refined.

In an environment that is increasingly more fragmented and impersonal, our mission is to deliver extremely personal and distinctive services. We are here for you, your children, your parents and your extended family members. You deserve our full attention, and we work alongside you throughout the years. 


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WHO WE SERVE


Retirees

Serving the unique needs of retirees is a key practice area for Post Oak Private Wealth Advisors.  Planning for the day when the paychecks stop can seem overwhelming.  

We can help you understand what kind of retirement you can expect and specific steps necessary achieve your personal and financial goals.

How We Can Help

Helping You Prepare for Retirement

  • How much is enough? How should I invest?

  • Am I doing all I can? Can I distribute funds more tax-efficiently?

  • How does inflation affect my retirement plan?

  • Your plan will likely change - evolve with the times. As life throws you curveballs, we will continually work with you, so that your path is understandable and achievable.

Guiding You Through Your Retirement

  • Safe Retirement Withdrawal Strategies

  • Tax-Efficient Cash Flow Planning

  • Pension Payout Analysis(Annuity vs. Lump Sum, Survivor Benefits, Timing)

  • Roth Conversion Analysis

  • Tax Preparation & Optimization

  • Retirement Location Considerations(State Taxes, Cost of Living, etc.)

  • Social Security Maximization

  • Health Insurance & Medicare Guidance

  • Long-Term Care Insurance Options & Analysis

  • Estate Planning & Multi-Generational Planning


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Families & Individuals


Life can be complex.  No two situations are ever the same.  

That’s why we develop tailored, comprehensive planning and investment solutions to help our clients work towards their financial goals. 

Our process begins with a holistic planning approach to create financial freedom.

How We Can Help


Helping You Achieve Financial Peace of Mind

  • How should I invest?

  • Am I doing all I can? Can I save more tax-efficiently?

  • How does inflation affect my financial plan?

  • We will continually work with you, so that your path is understandable and achievable.

  • Your plan will likely change—evolve with the times. If tax planning becomes more important or budgeting and income planning rise to the top, we will be there to guide you along the way.

Multi-Generational Planning

  • Strategies to minimize estate taxes are easier with the new tax law changes, however the estate tax exemption limit will be reduced in 2025 unless Congress elects to extend.

Asset Protection

  • Safeguarding assets from liabilities and marital events can be critical for affluent families and individuals. Inheritances can be lost or eroded due to a lack of planning and protections.


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Energy Sector Employees


How We Help Energy Sector Employees

We specialize in all aspects of retirement benefits planning and offer a tailored approach to help you achieve financial peace of mind.

  • Pension Payout Analysis (Annuity vs. Lump Sum, Survivor Benefits, Timing)

  • Specialized NUA Analysis

  • Supplemental Incentives Analysis

  • Executive Benefit Plan Analysis

  • Roth Conversion Analysis

  • Cash Flow Planning & Tax-Efficient Strategies

  • In-House Tax Management

  • Social Security Maximization

  • Estate Planning & Multi-Generational Planning

  • Health Insurance & Medicare Guidance

  • Long-Term Care Insurance Options & Analysis


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Women


Working with women has always been a cornerstone of our practice.  Our founder grew up in a single family household and experienced firsthand many of the planning challenges specific to women, such as 

Financial challenges that can be specific to women:

Longer Life Expectancies than men

  • At 65, women can expect to live another 20.8 years, compared with 18.2 years for a man

A higher likelihood of of living on your own whether it be through:

  • death of your spouse 

  • divorce 

  • choosing to remain single

More likely to take career breaks for caregiving, resulting in:

  • Lost Income and employer benefits

  • Potentially lower social security benefits

  • Economic vulnerability in the event of divorce of spouse’s job loss

Unfortunately, women still often earn less

  • Women who work full-time earn, on average about 82% of what men earn

  • This impacts savings and social security benefits

  • Increased vulnerability to unexpected obstacles such as job loss, divorce, single parenthood, illness and loss of a spouse


How We Can Help

We have many years of experience in assisting  women clients through all of the particulars of their individual financial planning and investment management by focusing on:

  • Savings and Investment

  • Debt Management

  • Specialized Retirement Planning

  • Protection

  • Family Support (education funding or parental support)

  • Estate Planning


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Business Owners & Physicians


We assist many of our clients with small business retirement plans, succession planning, and transitioning ownership of businesses to sellers or family members. Planning is essential for this type of event – both pre-sale and post-sale.

How We Can Help

  • Planning for Variable Cash Flows

  • Establishing & Managing a Solo-401(k), SEP IRA, SIMPLE IRA, or other small business retirement plan

  • Custom-Tailored Investment Strategies

  • Risk Management & Insurance Coverage Guidance

  • Comprehensive Tax Planning

  • Strategies for ESOPs, Qualified Small Business Stock, and other tax-efficient plans


Schedule a Complimentary Call 

Simplicity is the ultimate sophistication

- Leonardo da Vinci

Our Team

ROBERT M. WYRICK, JR. Photo ROBERT M. WYRICK, JR. Hover Photo

ROBERT M. WYRICK, JR.

Managing Director, CIO
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Robert M. Wyrick, Jr. serves as Chief Investment Officer and Managing Director for Post Oak Private Wealth Advisors.

As Managing Member of Post Oak Private Wealth Advisors, Robert oversees Houston's premier fiduciary advisory firm offering particular expertise in Advanced Risk Managed Investing, Tax Optimization and Retirement Distribution Planning. He is an ongoing resource for national media including Reuters, Kiplinger, Yahoo Finance, CNBC and others.  Robert is a 8 year recipient of the Texas Monthly Five Star Wealth Manager award, representing less than 1/2 of 1% of advisors in the state to receive the honor for 8 consecutive years.

He is dedicated to prudent risk management and has devoted much of his twenty-five year career to developing innovative and simple portfolio management solutions. As former President and Lead Portfolio Manager for a national investment advisory firm, Robert has successfully guided investors and advisors through market turbulence for years. He has the experience, skill and knowledge to provide the much needed guidance our ever changing economic climate.

Away from the office, Robert enjoys traveling with his wife and friends and spending time with his grown children and their families. You will often find him in nature...hiking, fishing, on a beautiful beach or playing with is English Lab puppy.


Robert can be reached at rwyrick@postoakprivatewealth.com or  281.580.2100 ext 224

SAVANNAH KRENEK Photo SAVANNAH KRENEK Hover Photo

SAVANNAH KRENEK

Executive Director - Wealth Management
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As a valued member of the Post Oak Private Wealth Advisors team, Savannah is a dedicated Wealth Advisor specializing in comprehensive wealth management. Her expertise is demonstrated by creating personalized financial plans, emphasizing retirement strategies, income optimization, and long-term financial security. Committed to providing ethical, client-centered advice to help navigate life transitions and empower individuals to achieve their financial goals. She is involved in many aspects of the firm's portfolio analytics on behalf of the firm and our clients.

Savannah always knew business school was the route for her. Graduating cum laude from the University of Houston with a degree in finance, she chose to refine her skills further by specializing in personal financial planning. Currently on the path to earning her Certified Financial Planner (CFP) designation through a registered board program, Savannah joined the Post Oak team in 2021, where she discovered her passion for comprehensive financial planning and retirement analysis.

She is passionate about helping individuals create and maintain financial freedom through comprehensive wealth management, education, and thoughtful planning. Away from the office, she is the Vice President for Texas Young Professionals and her interests include hiking and yoga.


Savannah can be reached at skrenek@postoakprivatewealth.com or  281.580.2100 ext 205

MARIUM MURPHY, CFP® Photo MARIUM MURPHY, CFP® Hover Photo

MARIUM MURPHY, CFP®

Director - Financial Planning
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As Post Oak's Director of Financial Planning, Marium leads our comprehensive financial planning strategies with a strong focus on Retirement Distribution Planning, Tax Optimization and Portfolio Analytics.

She holds a Master of Science in Finance and a BBA in Finance with a Minor in Management from the University of Houston. With her commitment to growth, she has has also achieved the Certified Financial Planner (CFP®) designation, showcasing her dedication to the highest standards in financial planning.  

Beyond the world of finance, Marium's passions are all about enriching experiences. She engages in the thrilling sport of flyball with her pup, Benji, and loves exploring nature with her fiancé Sam and their dogs, Benji and Nancy. She finds joy in hiking, baking, and volunteering at our local animal shelter, BARC.

Marium can be reached at  mmurphy@postoakprivatewealth.com or  281.580.2100 ext 202

JASON BURDINE Photo JASON BURDINE Hover Photo

JASON BURDINE

Director- Wealth Management
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Jason is an experienced financial advisor with over 20 years of experience helping clients achieve their financial goals. As a native Texan and a Texas Aggie, Jason is deeply rooted in the community and deeply understands the local economy. In addition to serving as a financial advisor, Jason has also been actively involved in the community. He served as Board President of Fort Bend ISD and was appointed by the Governor to the Texas School Safety Center. He also serves on the Advisory Board of Neuhaus and is a certified TEA Board Trainer. Jason's commitment to the community extends beyond education. He has volunteered for 10 years at MD Anderson Cancer Center and is a Fort Bend Chamber Leadership program graduate. In his free time, Jason enjoys spending time with his family boating, enjoying the outdoors, and working on cars. Jason's experience and dedication to the community make him a trusted advisor for clients seeking to secure their financial future. Whether you are planning for retirement, saving for your child's education, or building wealth, Jason has the expertise to help you achieve your financial goals.

Jason can be reached at  jason.burdine@postoakprivatewealth.com or  281.580.2100 ext 200

DONNA BEHLER Photo DONNA BEHLER Hover Photo

DONNA BEHLER

Director - Wealth Management
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With over 29 years of experience, Donna works to design your wealth to support the quality of life you desire for the the people you love, for the causes you care about and for the ability to impact this world.

Her education was earned thru accounting classes from Houston Community College and University of Houston which lead her into the Financial Planning arena. Her client base jump started her career and warranted her involvement as a member and instructor with the Council of Financial Educators, COFE. This 501 © 3 organization offers free financial education classes to communities nationwide. She is especially well versed in areas of Social Security and Challenges Women Face in Investing.

Donna’s technical knowledge, passion and attention to detail is reflected in every individualized plan she creates. She believes a written financial plan is the first key step in creating a successful roadmap for each family and understands the importance of advising clients on risk management.

“We are proud to have been operating in a fiduciary role for each client long before this became a popular catchphrase. This holds us to a particular standard and we know what it takes to create a long-term, successful plan for each client.”

Donna lives in Clearwater, Florida with her husband and pups. She travels between her Clearwater and Houston office. Her leisure time is spent at the beach and boating with family and friends.

Donna can be reached at  dbehler@postoakprivatewealth.com or  281.580.2100 ext 210

SCOTT BORGMEIER Photo SCOTT BORGMEIER Hover Photo

SCOTT BORGMEIER

Wealth Manager
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Scott grew up in beautiful Salt Lake City Utah, and attended the University of Utah.  He began his career in software and electronics distribution before becoming a financial officer with an Air Freight Trucking company in 1998.  It was here that he began to view the financial market and risk through a different lens.

He began his financial services career in 2002 with UBS, then the prestigious firm of AG Edwards which ultimately became Wells Fargo.

Scott has developed very specialized portfolio management knowledge, particularly as it relates to the use of options to generate income and protect portfolios in falling markets.  His many trips to Europe have given him a hands on and unique perspective of the global markets.

When he is not in front of his multiple computer monitors, you will likely find Scott fishing, traveling, motorcycling or home remodeling.

Scott can be reached at  scott.borgmeier@postoakprivatewealth.com or  281.580.2100 ext 250

Blue-Chip Training and Experience On Your Side

Resources

To review our current thinking about the markets in general as well as our specific investment strategies, Post Oak Private Wealth Advisors produces economic updates and periodic topical white papers for download.


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Get in Touch

We dedicate time each week to answering questions from people across the country on financial matters. If you have something you want to know more about, have a specific question about our services, or just need a little guidance - feel free to send us an email using the contact form below.

We work with families from coast to coast providing expert guidance on properly managing investment risk, retirement distribution planning, as well as many other areas of financial complexity. We seek to bring simplicity, transparency and value to our industry and those we serve.